HARP Mortgage Lender Reports Washington HARP Refinance Remains A Great Refinance Solution for Underwater Homeowners


Seattle, WA (PRWEB) March 10, 2014

HARP Mortgage Lender (http://www.harpmortgagelender.com) reports a consistent amount of HARP Refinances completed in the state of Washington each month. According to the Federal Housing Finance Agency (FHFA) HARP Refi activity in a recent report release (as of December 2013), there was a total of 837 HARP loans completed. Despite higher volume for October 2013 of 1,293 and Augusts total of 2,100; HARP Refinances Loans would remain as one of the only options for Washingtons underwater homeowners.

Underwater homeowners in WA have until December 31, 2015 to continue taking advantage of the Home Affordable Refinance Program (HARP) thanks to the extension granted in December 2013. The program was proven to be successful. The HARP program has helped many homeowners with high LTV ratio of over 125% refinance their current mortgage to a more affordable monthly mortgage payment, and a shorter loan term to suit their financial situation.

There has been a significant amount of improvement in negative equity share for Washington since the first quarter report of 2013 released by CoreLogic (a leading property information, analytics and services provider). Washington started out with a negative equity share of 14.7% in the first quarter and has continue to drop in each quarterly report; second quarter was 10.0%, and the third quarter at 9.0%. The fourth quarter report in December 2013 was at 9.7% of 1,447,000. As Washington residents anticipate the review of the next negative equity report, it will come as no surprise to see another drop in negative equity for the state.

The HARP Refinance loan option is not only a great solution when it comes to helping a state gain back its equity, it is also an excellent program that can benefit homeowners who are looking for ways to prevent mortgage delinquency. By preventing an increase in amount of delinquent borrowers, this would also impact the number of foreclosure filings that we see each month through Realtytrac reports.

Based on Realtytracs (the leading online marketplace of foreclosure property listings and home sales data) most recent report (as of January 2014), Washingtons foreclosure filing in terms of the number of properties was 8% higher than the previous month and 47% lower than a year ago. Since HARP is designed for homeowners current on their mortgage, there may be a drop in Foreclosure stats for Washington if its underwater homeowner seek assistance through the program.

About the Washington HARP Refinance Program

The Home Affordable Refinance Program (HARP) is a unique program designed and established by the Obama Administration and set by the Federal Housing Finance Agency (FHFA) in March 2009 to provide underwater mortgage solution for responsible homeowners with an LTV greater than 125% refinance their current monthly mortgage payment or loan term to a more affordable financial commitment. Since the inception of the HARP Refinance Program, there are a total of 3,027,937 HARP Refinances completed as of November 2013 according to a most recent FHFA report.

Washington HARP Program Eligibility Guidelines:

1) Fannie Mae or Freddie Mac owns or has guaranteed the first loan.

2) Your current mortgage must have a note date of no later than May 31, 2009.

3) Borrower must be current with mortgage payments.

4) Borrower owes more than their home is worth, or there is minimal equity.

5) All mortgage payments have been prompt in the past 6 months.

6) No sixty (60) day late payments in the last 12 months.

To Learn more about HARP or check your eligibility Click HERE.

HARP Mortgage Lender is a nationwide online network of home loan professionals and lending institutions that are authorized to deal in the Obama Administrations revamped versions of the Home Affordable Refinance Program (HARP 2.0 – 3.0). To learn more from a HARP specialist, call toll-free at 866-442-2184.







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The Chieftain Announces St Patrick’s Day Weekend Festivities

San Francisco, CA (PRWEB) March 11, 2014

Come and celebrate St. Patricks Day weekend with festivities at The Chieftain – a true, authentic Irish pub located in the heart of downtown San Francisco. With it’s convenient location it’s the perfect place to visit before and after the annual St Patrick’s Day Parade.

St. Patricks Day is right around the corner and the countdown is on! Irish eyes will be smiling as festivities will begin at The Chieftain on Friday, March 14 and run through St. Patricks Day on Monday, March 17. Ivor Collins will kick off the weekend on Friday by playing traditional Irish favorites live inside the pub. Live music will continue throughout the weekend.

Grab some traditional Irish fare – including Corned Beef and Cabbage, Fish and Chips and Bangers and Mash. Patrons can fill their stomachs with delicious Irish food, then enjoy a pint or two of Guinness, Harp, Kilkenny or a warm shot of whiskey. Then kick up your heels to the sounds of Irish music and song.

Check out The Chieftains website at http://www.thechieftain.com or their Facebook page at https://www.facebook.com/chieftainirishpubsf for updates on St. Patricks Day festivities. So why not get your green on and make The Chieftain your “pit stop” for Paddys Day weekend. As the old Irish saying proclaims, If you are lucky enough to be Irish, you are lucky enough!

After March 17, stop into The Chieftain for traditional Irish music every Sunday evening where lovers of Irish music join together for an open session of Irish tunes and occasional song. The Chieftain is also a great place to watch your favorite game. With it’s multiple large screen TVs and surround sound system, the atmosphere and passion of every game can be felt. The Chieftain’s friendly staff and fun atmosphere has something for everyone.

About the company:

The Chieftain is an authentic Irish pub, located at 198 5th Street (cross Howard), directly across the street from The InterContinental Hotel. One block from Moscone Convention Center, and a short walk from many of downtown San Francisco’s most familiar hotels and attractions, The Chieftain is the perfect place to stop for sgreat food, a drink or to catch a game. To check out their menu, well-loved by countless San Francisco natives and visitors, visit their website, http://www.thechieftain.com/.







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Fado Irish Pub in Mary Brickell Village Hosts Its 4th Annual St. Patricks Day Outdoor Block Party March 16th and 17th

Miami, Florida (PRWEB) March 12, 2014

No matter how much of an ancestral stretch it actually may be, Americans feel a real connection to their Irish roots each year on St Patricks Day. And starting March 1, the social order in Miami shifts towards a singular purpose: connecting to those Irish traditions. This means wearing green, eating traditional Irish food, connecting with community through charity, and, of course, drinking Guinness and fantastic Irish whiskey. After 3 years of throwing the biggest Paddys Day outdoor event in Miami, Fado Irish Pub in Mary Brickell Village continues its tradition of delivering revelers the definitive 2014 Paddys Day celebration.

Planning for the outdoor party at Fado starts months in advance and every aspect of the days leading up to March 16th and 17th is focused on offering an over-the top- yet authentic- Irish experience with something for everyone. This year the outdoor event begins on March 16 and continues until March 17 featuring a full line up of European sports, including 6 Nations Rugby, English Premier League, Irish Dancers, banging DJs, food and drink stations, including the a Tullamore Dew signature cocktail, called The Paddys Punch, as well as a signature serve Flexible Flask! The flask will be prefilled with the cocktail and set up at stations or hand sold by wait staff throughout the day. Party like a Paddy never sounded more right!

Since 2010, Fad